Terms of use

Last updated November 1, 2026.

These terms apply to your use of New Money Rules (the "site"), run by Abdur Rafay Akbar. By using the site, you agree to them.

Information only

The calculators and guides give general information and estimates. They are not tax, legal or financial advice. Your result can differ because of facts the calculator does not ask about, or because the law or guidance changes. See the disclaimer.

Use of the site

You may use the site for personal and non-commercial purposes. You agree not to:

• copy or republish large parts of the site without permission,
• use automated tools in a way that harms the site or its users, or
• try to get around any security feature.

Content

The text, design and code of the site belong to Abdur Rafay Akbar, except for quotes from laws and government sources, which are public. You may quote short parts with a link back to the page.

Links to other sites

The site links to government and other websites. We are not responsible for their content. Ads on the site are provided by third parties.

No warranty

The site is provided "as is". We work to keep it accurate, but we do not promise that it is complete, correct or always available. To the extent the law allows, we are not liable for any loss from using the site.

Changes

We may update these terms. The date at the top shows the latest version.

Contact

Questions about these terms? Contact us.